Ask Dave
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Ahead of time
Stephanie and her husband are a little confused about the Baby Steps. She calls in from Dallas, Texas, to get Dave's help.
 
Stay with the bank
Steve is wondering if he and his wife should have their emergency fund in another bank, one different one from where they keep their checking and savings accounts. Dave thinks it's okay for them to stay with their bank, and he explains why.
 
Stick with mutual funds
Becky calls in from Vicksburg, MS. She has her emergency fund in place and has been investing in mutual funds. Recently, a financial planner suggested that Becky invest in bonds. Dave isn't a fan of the idea.
 
Mortgage or Save?
Kevin in Midland, Texas, just became debt-free. He currently rents, but wants to buy a home, and asks Dave the best way to approach buying a house. Dave has a couple of options for Kevin, and thinks he knows what Kevin will do.
 
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