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Emergency fund motivation and retirement
Donna is concerned about maintaining motivation while she saves up for her emergency fund. She's also worried about retirement. Dave addresses both, explains the reasoning behind the Baby Steps, and offers some encouragement.
Outrageous generosity or foolish overspending?
Josiah wonders when "outrageous generosity" crosses the line and becomes foolish overspending. Dave's gives him some guidelines to consider, and includes biblical principle in his response.
Drain savings to pay debt?
Neal has lots of money saved for several different reasons. The problem is that he also has a lot of debt. While he has done a good job of saving, Dave walks him through his philosophy, the Baby Steps and explains what he would do in Neal's situation.
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