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A dangerous situation
Kate recently took out a HELOC, with no first mortgage, and now she wants to roll other debt into the loan. Dave explains why this is a bad idea, and gives her a better, safer solution.
 
Save extra instead
Sarah calls Dave from Mobile, AL, because she recently applied for life insurance with a child rider. However, she was denied the rider portion due to her son's condition. Dave offers some advice, along with hope for the future.
 
Budget together
Cheryl and her husband are having money issues, and Dave thinks it's because they're not working together. He has lots of good advice for becoming one with money in a marriage.
 
Ahead of time
Stephanie and her husband are a little confused about the Baby Steps. She calls in from Dallas, Texas, to get Dave's help.
 
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