Ask Dave
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Don't touch the 401(k)
Stephen asks if it would be a good idea to take out a loan against a 401(k) to pay off credit card debt. Dave advises against this, and during the conversation he learns that credit card debt isn't the real problem.
Paying cash doesn't make it smart
Wes wants to know if paying cash for a "tiny house" is a good idea. Dave doesn't think so, and he explains his feelings here.
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