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Topic Title: I am starting my tmmo for real this time
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Created On: 11/19/2009 02:08 PM
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 11/19/2009 02:08 PM
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MyTMMO User
Writing Dave’s next book

Posts: 3006
Joined: 07/17/2009


I am not new to TMMO I have had BS1 done for several months. Then I just got sorta side tracked. I was cleaning out a bookcase and came across my tmmo book and re-read it. well, I just made the last payment on my $4000.00 dollar jeep payment.

I paid it off in 6 weeks. that's right I came up with $4000.00 in 6 weeks.

I have a 6334.95 visa platinum card (min payment is 126.00) I am paying 540.00 per month now. I will also be adding extra payments to that as I get money from sale of stuff, side work, whatever I can get.

so i guess you could call me gazelle intense right now. I have also signed up for the one year membership on TMMO.COM and will use the tools on here to get it right this time.

I didn't really use any tools for the last 6 weeks except to slam the jeep payment. I don't have my budget yet or anything else done but I am gonna slam the credit card while I get it all together.

thanks for listening.
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 11/19/2009 02:22 PM
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MyTMMO User
Writing Dave’s next book

Posts: 4196
Joined: 01/28/2009


Wow! You paid off $4000 in 6 weeks? You are seriously Gazelle intense! You'll be sending that Visa card packing soon!

The one thing that really helped us was the budget. I highly recommend this step. Once we saw how much money we actually had, we had more money to throw at the snowball.
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 11/19/2009 02:25 PM
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MyTMMO User
TMMO Guru

Posts: 269
Joined: 01/12/2009


Way to go, keep it up and kick the debt out!
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 11/19/2009 02:29 PM
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MyTMMO User
I'm not normal

Posts: 446
Joined: 09/25/2009


Wow! Nice work!
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 11/19/2009 03:03 PM
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MyTMMO User
Don't give me advice, you're broke!

Posts: 43
Joined: 11/12/2009


Congrats on paying off your jeep!
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 11/19/2009 03:42 PM
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MyTMMO User
Golden Gazelle

Posts: 38935
Joined: 12/04/2008


Well done. Now, I hope you'll get that budget done. You're going to find you have more money to throw at debt than you seem to have when not on a budget. You may also find going to cash instead of using your debit card will make a difference, too. There was a good post on this topic in the Success Stories forum today.
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 11/19/2009 03:46 PM
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MyTMMO User
I am Dave

Posts: 1893
Joined: 09/30/2009




Well done. Now, I hope you'll get that budget done. You're going to find you have more money to throw at debt than you seem to have when not on a budget. You may also find going to cash instead of using your debit card will make a difference, too. There was a good post on this topic in the Success Stories forum today.


I agree! I can't believe how much $$ we haved saved since actually putting it on paper, on purpose, and filled those envelopes! We are in reverse of original poster - danswife123- now it is time to start selling stuff!!
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 11/19/2009 04:34 PM
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MyTMMO User
I am Dave

Posts: 1545
Joined: 09/24/2009


I'll summarize my thoughts w/ this....

You are doing very good without a written budget, but could be great with a written budget. Who wants to be good when they can be great?
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 11/19/2009 04:40 PM
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MyTMMO User
Why call it The Dave Ramsey Show when I’m around?

Posts: 9784
Joined: 07/11/2007


Welcome and WTG on getting gazelle! You're killing it! Keep up the intensity!
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 11/19/2009 04:59 PM
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MyTMMO User
Leaving a legacy

Posts: 12942
Joined: 01/22/2008


Wow, you are certainly running like a gazelle! Keep up the good work.
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